The Process of Buying a Manufactured Home
There are 6 steps in DeTrays process of buying a mobile home:
Step 1: Select a Home
Visit our display center, tour our furnished model homes and view our extensive floor plans to complete your choice. Make your selection and if needed you can customize the floor plan to fit your needs.
The first thing you will see on viewing the homes is how the manufactured housing industry has created cutting edge designs to get the most home for your money. Long gone are the days of the old singlewide, doublewide, triplewide mobile home and trailer homes. What you'll see today is a manufactured home that is built with quality materials. These are multi-sectional home that will fit into every lifestyle and neighborhood.
In addition to primary residences, new manufactured homes are available for:
- vacation homes
- accessory dwelling units (A.D.U.s)
- family member units (F.M.U.s)
Every new home comes with an impressive list of standard and optional features. You will enjoy customizing your floor plan and creating the home that is perfect for you and your family.
Step 2: Signed Agreement and Deposit
You have selected your floor plan and added options or custom changes. Next an Earnest Money Purchase Agreement is then written on that home and a good faith deposit will secure the price of the home for 60 days. You may request to have the purchase contingent on 3 factors. Those factors are obtaining financing, locating a site suitable for placement, or a building permit acquisition.
Step 3: Obtaining Financing
You will be asked to fill out a credit application. We will then take the gathered information and send it to the selected lender to get your pre-qualification for the home. You will be notified within 1-5 days of your approval.
Several local lenders offer financing for the home, the land, or complete land/home loan packages. We're happy to help in applying for financing for you, it’s what we have been doing for over 50 years. Conventional, F.H.A., V.A. and Rural Housing (U.S.D.A.) loans are available to manufactured home buyers. If you already have financing arranged, we'll work with your lender to make the home loan process smooth and seamless.
For more information on loan programs from the following lenders click on these links:
www.fsbwa.com www.countryplaceloans.com www.cufbl.com www.timberlandbank.com
Step 4: Site Evaluation
An appointment will be set with our construction manager to meet with you on your property for a site evaluation. The site evaluation is to view the access to the site, note any modifications that may be needed and to discuss property improvements to the site. After the site evaluation is complete the construction manager can provide you with the estimated improvement bid in approximately 10 working days. To get more out of this meeting, download and print off this handy worksheet to developing your own land:
We are a General Contractor and can provide all the services you need to have your land improvements completed, from raw land to turnkey or anything else in between. We are an FHA/VA approved contractor and know the special requirements that these types of loans require.
Step 5: Order the Home, Land Improvements & Begin
At this time, your home order (with the chosen floorplan, selected colors, and completed customizations) is sent to the builder. A confirmation copy will be sent back to us. After the confirmation is approved by you, your home will be built. Meanwhile, your contractor obtains all permits and begins the installation process (land clearing and leveling, utility trenching, septic install, etc.) as included in the mutually accepted improvement bid.
Step 6: Delivery and Orientation
DeTray's will schedule the delivery and installation of your home using our professional, Washington State-certified installers. Once the home is set-up on your site the final phase of the installation process is completed (utility hookups, skirting, decks, etc.). The exterior and interior finish of the home completed. When your local government agency signs off the final approval of the building permit, a warranty orientation will be scheduled with the manufacturer’s representative. After the orientation, the keys are given to you and your home is ready to be moved into.